Roadmap

2024 – Foundation & Strategy

• Q4 2024:

  • Finalize partnerships with Rapidz and Layer 1 chains (Ethereum, Solana, Polygon).

  • Complete private fundraising rounds (Angel/Seed) and secure $5M+ in capital.

  • Develop MVP for virtual accounts and co-branded cards.

2025 – Launch & Early Growth

• Q1 2025:

  • Token Generation Event (TGE): List VRF on Tier-1 exchanges (Binance, Coinbase).

  • Distribute 15% of Community Rewards via airdrops to partner communities.

• Q2 2025:

  • Onboard 50+ ecosystem partners (DeFi protocols, NFT marketplaces, payment gateways).

  • Launch virtual accounts for partners, enabling fiat-to-crypto transactions.

• Q3 2025:

  • Phase 1 Completion:

    • Roll out co-branded debit cards with 3 flagship partners.

    • Achieve $10M+ in monthly transaction volume.

  • Begin tracking onramp/offramp activities and generate profit-sharing reports.

• Q4 2025:

  • Expand to APAC and EU markets, securing regional compliance licenses.

  • Host first community governance vote for ecosystem upgrades.

2026 – Ecosystem Expansion

• Q1 2026:

  • Phase 2 Activation:

    • Launch beta version of the Verrefin super-app (DeFi, NFT, RWA modules).

    • Introduce staking for VRF and partner tokens (e.g., MATIC,MATIC,ADA).

  • Distribute Micro-Airdrops to 100,000+ active users.

• Q2 2026:

  • Achieve 500,000+ registered users and $100M+ Total Value Locked (TVL).

  • Integrate cross-chain swaps (Ethereum ↔ Solana ↔ Polygon).

• Q3 2026:

  • Launch Loyalty Program: Users earn points for transactions, staking, and referrals.

  • Partner with 10+ real-world asset tokenization projects (real estate, commodities).

• Q4 2026:

  • Phase 3: Full Ecosystem Launch:

    • Unify all services into a single super-app with universal token acceptance.

    • Open loyalty redemption marketplace (points → airdrops, discounts, NFTs).

  • Initiate Verrefin Accelerator Program: Fund 10+ Web3 startups annually.

2027 – Global Dominance

• Q1 2027:

  • Target 1M+ monthly active users (MAUs) and $500M+ TVL.

  • Expand to LATAM and MENA regions, covering 90% of global crypto markets.

• Q2 2027:

  • Launch AI-powered financial advisory tools for personalized DeFi/NFT strategies.

  • Introduce institutional-grade custody solutions for RWAs.

• Q3 2027:

  • Achieve carbon-neutral operations via tokenized carbon credit investments.

  • Burn 100M+ VRF tokens through transaction fees, enhancing scarcity.

• Q4 2027:

  • Vision 2030: Position Verrefin as the #1 Web3 banking infrastructure, serving 10M+ users.

Key Success Metrics

Metric	2025 Target	2026 Target	2027 Target
Monthly Active Users	100,000	500,000	1,000,000
Total Value Locked (TVL)	$50M	$500M	$2B
Partner Integrations	50+	200+	500+
Transaction Volume	$200M	$1B	$5B

Risk Mitigation in Execution

• Regulatory Compliance: Partner with licensed entities (e.g., Rapidz) in each region.

• Liquidity Management: Allocate 5% of tokens for emergency market-making.

• Community Alignment: Use governance votes to adapt roadmap priorities based on feedback